.......................... is Maisie Waite
This name does fit with the initials M.H.W, so perhaps we have an artist. After some googling and art index reading, I have a candidate Margaret Hebe Waite (1907-1986), also known as Maisie. An artist recorded as working in watercolour and with several recorded sales at auction of studies of South African landscapes.
watercolour signed "Maisie Waite"
available at acme-inc.doomby.com
Is this our Maisie - perhaps the woodcut is an early student experiment and the above watercolour a later work ?
I was able to find a reference to a work by her being included in an exhibition titled "Edward Wilkins Waite, RBA 1854-1924" a loan exhibition" at the Guildford House Gallery, Guildford, Surrey in 1986. Exhibit No128 was by Margaret (Maisie) Hebe Waite and she was the daughter of Harold Waite and was born in Kent. She studied art at the Sidney Cooper School of Art in Canterbury, Kent before going on the study in Paris. Later in life she moved to South Africa to teach art at the Kingsmead School in Johannesberg.
Perhaps, we do have the correct artist - as oddly enough I bought this picture 3 miles up the road from Guildford and near to Abinger.
I am not sure on the relationships between Edward, Harold and Maisie, but I would suggest three generations. Edward exhibited c1880-1920 and Harold c1893-1939, Edward lived in Abinger and Guildford and Harold lived in Canterbury, so it is quite possible for my Christmas card to have been sent by Maisie to friends in Guildford - perhaps wishful thinking but a nice story.
As a last thought, I wonder how young she was when she created this image - youthful endeavours to create your own Christmas greetings cards or after later studies, perhaps whilst in Paris. It does have a European look.